Our team is dedicated to providing expert guidance, personalized service, and strategic solutions to help businesses navigate the complexities of insurance, benefits, and risk management. With years of experience and a commitment to excellence, we work tirelessly to ensure our clients receive the best coverage and support for their needs.
CHRISTIAN PETER
THE COMPETITIVE ADVANTAGE COMPANIES
OWNER/PRESIDENT
732-704-7633 x15​
As President of The Competitive Advantage Companies, Christian leads with a vision for providing businesses with tailored insurance solutions. With extensive industry knowledge and a passion for client success, he ensures that every company we serve has the tools and strategies needed to thrive.
MARY PETER
THE COMPETITIVE ADVANTAGE COMPANIES
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CHIEF ACCOUNTING CONTROLLER
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732-704-7633 x24
Mary manages all accounting-related functions, including payments, banking, and payroll, ensuring the company's financial operations run smoothly.
ASHLEY PETER
THE COMPETITIVE ADVANTAGE COMPANIES
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WORKFORCE RELATIONS & PAYROLL MANAGER
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732-704-7633 x12
Ashley specializes in payroll and HR functions, ensuring seamless management of employee compensation and workplace policies.
ELIZABETH MARTINEZ
THE COMPETITIVE ADVANTAGE COMPANIES
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FINANCIAL OPERATIONS ADMINISTRATOR
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732-704-7633 x22
Elizabeth oversees financial administration, tracking and categorizing business expenses, handling receivables and commission payables, and managing compliance tasks and invoicing.
MAJA MEIGHAN
COMPETITIVE ADVANTAGE PROPERTY & CASUALTY​
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PRESIDENT OF PROPERTY
& CASUALTY​
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732-704-7633 x31
Maja drives business growth through innovative strategies and strong client relationships. She oversees the Property & Casualty department, managing annual renewals, claims, and insurance consulting to help businesses mitigate risk effectively.
OLIVIA PETER
COMPETITIVE ADVANTAGE PROPERTY & CASUALTY​
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VICE PRESIDENT OF COMMERCIAL LINES & PRIVATE CLIENT​
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732-704-7633 x29
Olivia provides expert risk management services, handling new business proposals, renewal preparations, claims processing, and client support.
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LARA BUCHNER
COMPETITIVE ADVANTAGE PROPERTY & CASUALTY​
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ACCOUNT MANAGER​
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732-704-7633 x26
DUSHYANT GOSWAMI
COMPETITIVE ADVANTAGE PROPERTY & CASUALTY​
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​SENIOR PROPERTY & CASUALTY POLICY REPRESENTATIVE​​​
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732-704-7633
HIMANSHU JOSHWA
COMPETITIVE ADVANTAGE PROPERTY & CASUALTY​
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PROPERTY & CASUALTY
POLICY REPRESENTATIVE​​​
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732-704-7633
THERESA DECKER
COMPETITIVE ADVANTAGE BENEFITS​
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BENEFITS COORDINATOR​​​​​
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732-704-7633
TANUJ SHARMA
COMPETITIVE ADVANTAGE BENEFITS​
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​CLIENT RELATIONSHIP MANAGER​​
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732-704-7633
KAMAL AUDICHYA
COMPETITIVE ADVANTAGE BENEFITS​
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​RENEWAL ANALYST & CLIENT SERVICE CONSULTANT​​​​​
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732-704-7633
COMING SOON
ROBERT STERN
THE COMPETITIVE ADVANTAGE COMPANIES​
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DIRECTOR OF GROWTH & PARTNERSHIPS
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732-704-7633 x32
COMING SOON
ROBERT TULLY
THE COMPETITIVE ADVANTAGE COMPANIES​
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STRATEGIC GROWTH MANAGER
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732-704-7633 x35
COMING SOON
RICHARD URBEALIS
COMPETITIVE ADVANTAGE LIFE & ANNUITY​
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PRESIDENT OF LIFE & ANNUITY​
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732-704-7633 x33
Since 1987, Rich has specialized in helping high-net-worth clients develop asset protection and trust and estate planning strategies, with a focus on customized financing solutions. At The Competitive Advantage Companies, he also oversees strategic alliances with broker-dealers, CPA and law firms, and banks. Previously, Rich held senior leadership roles at Capital Professional Advisors and 1st Global, where he worked with over 200 CPA firms to launch financial planning practices and was the top-producing advisor with $1.5 million in personal production. He also served in leadership positions at Guardian Life and Merrill Lynch, where he pioneered large-scale Asset Under Management programs and led advisor training initiatives. Rich’s work has earned national recognition in Business Week, Fortune, and The Wall Street Journal. He is also co-author of Accountants as Wealth Managers – The New Paradigm for Providing Financial Services (Institutional Investor, 2003).
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DEREK URBEALIS
COMPETITIVE ADVANTAGE LIFE & ANNUITY​
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VICE PRESIDENT OF LIFE & ANNUITY​
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732-704-7633 x34
After earning his degree from Rutgers University, Derek entered the insurance industry in 2016 with immediate impact—quickly obtaining multi-state licensing and securing strategic partnerships with top-tier carriers nationwide. Over the years, he has cultivated a robust and multidimensional expertise, serving an array of sophisticated clients including high-net-worth individuals. His work has been instrumental on elite advisory teams responsible for designing and executing insurance portfolios totaling hundreds of millions of dollars in death benefit. These efforts have empowered clients to preserve generational wealth, reduce estate and income tax exposure, and fortify long-term financial legacies with precision and confidence.
COMING SOON
JIM DEMYEN
COMPETITIVE ADVANTAGE HUMAN RESOURCES​
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PRESIDENT OF HUMAN RESOURCES & COMPLIANCE​
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Jim is a strategic visionary in Global Human Capital Operations and Technology. Throughout his career he has been a primary advisor on innovation for leading multinational organizations, designing and developing several key SaaS technology initiatives, including: The industry’s first global payroll processing solution, successfully implemented in 30+ countries and for thousands of employees. A global Human Capital reporting and analytics platform Global paid-time off management portal, covering 15 countries. The platform won the 2013 Outstanding Technology Development award from Payroll World Magazine. His ability to partner with cross functional teams to ensure each engagement is strategically aligned with business objectives and operated in accordance with agreed upon standards second to none. ​ Jim has traveled domestically and abroad to conduct strategic Human Capital engagements for a wide array of clients. He holds a Bachelor of the Arts in Political Science from Rutgers College. He also holds a Technical Degree from the Chubb Institute.
JEFF LEWIS
COMPETITIVE ADVANTAGE HUMAN RESOURCES​
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VICE PRESIDENT OF HUMAN RESOURCES & COMPLIANCE​​
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201-697-1428
With 20 plus years in the Human Resources / Business to Business space Jeff has developed strong relationships with clients, business partners, and industry professionals. ​Jeff started in this industry as a member of the Paychex Manhattan Team in the Human Resource Services division. During his time there, he became proficient in all things Business Services including Payroll, Employee Benefits, Medical Insurance, Retirement Planning, Workers Comp, and Management Training. During his tenure at a regional payroll company Jeff and his team grew the Human Capital Management division to one of strongest in the region. The team was recognized as an industry leader and advisory resource in the HCM space through the development of a comprehensive network of strategic partners. Since joining the team, Jeff has helped strengthen and cultivate partnerships driving Business Development to new levels.
DEDICATED TO YOUR
Our team is here to provide you with the knowledge, tools, and support needed to make the best decisions for your business. Whether you’re looking for employee benefits, risk management, or insurance solutions, we are committed to delivering exceptional service and trusted expertise.