At Competitive Advantage Benefits, we work with you to guide your business through the process of fulfilling a comprehensive employee benefits package that will meet the needs of your employees and your company’s financial objectives. We service groups from various industries of all size nationwide. We take careful consideration when it comes to implementing a strategy for each of our clients unique circumstance.​
THERESA DECKER
COMPETITIVE ADVANTAGE BENEFITS​
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BENEFITS COORDINATOR​​​​​
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732-704-7633
COMING SOON
TANUJ SHARMA
COMPETITIVE ADVANTAGE BENEFITS​
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​CLIENT RELATIONSHIP MANAGER​​
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732-704-7633
COMING SOON
KAMAL AUDICHYA
COMPETITIVE ADVANTAGE BENEFITS​
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​RENEWAL ANALYST & CLIENT SERVICE CONSULTANT​​​​​
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732-704-7633
Health Insurance
Medical coverage is a necessity. Offering a complete employer sponsored health insurance policy will guarantee your business the retention of quality employees all while making each employee feel welcome and supported.
​Short-Term Disability​
Short Term Disability Insurance can be used as income protection and can help pay your day-to-day, medical and household expenses while you recover from a covered sickness, injury or childbirth. ​ There are many options for NJ TDB (Temporary Disability Benefits) and NY DBL (Disability Benefits Law), as well as basic and enhanced STD (Short Term Disability) benefits.
Dental Insurance
With the cost of quality dental work continuing to rise, many employees look for dental care as part of their employee benefits package. We represent a wide range of carriers and products such as voluntary, PPO, and DMO dental plan options.
Long-Term Disability
Disability can create a great financial hardship for employees, with few affordable sources of protection other than group LTD (Long Term Disability). We can analyze factors such as waiting periods, benefit duration and coverage maximums, and coordinate coverage with STD.
Vision Plans
Often overlooked, vision care is not typically included alongside health plans. Adding a vision plan is a great way to show your employees you support their needs. This benefit is essential at little to no cost.
Medicare Insurance
Whether you have an employee retiring soon or approaching age 65, the question of Medicare eligibility is often common. Our specialists will work with your employees to guide them through their enrollment process. We utilize many carriers that offer Medicare Supplement and Advantage plans that cover all specific needs of each employee.
Life and AD&D Insurance​
Group Life Insurance provides the required basic coverage for a very high percentage of today's workforce. Plans can be designed based on salary, job title or length of employment, at rates that are extremely competitive.
Section 125
We provide clients with the administration of their Section 125 POP (premium only plan). In addition, we can also provide for the administration of your FSA, Dependent Care Assistance and COBRA at reasonable rates.
Technology
Streamline your day-to-day and consolidate your team management from day one. We work with the industry’s leading HRIS vendors to keep your team operating smoothly and always on the same page. Track key business metrics, paid time off, approve time off, store company policies, reporting and much more
Building Lasting Relationships Through Quality
BENEFITS & SERVICE
We believe in taking time to listen and engage our clients throughout the process to ensure no questions go unanswered, and all objectives are met. The results? With out attention to detail, we have cultivated a process of providing quality benefits and exceptional service which has strengthened our relationships and create client loyalty for years to come.
